Stop Losing Money
to Missing Commissions
CommissionIQ reconciles carrier payments, tracks commission splits, and alerts you the moment money goes missing — for agents, agencies, and FMOs across all insurance lines.
Good morning, Oscar
Sunshine Insurance Group
Total Commissions
$48,250
↑ 12.4% vs last month
Active Policies
324
8 agents active
Missing Payments
$3,420
⚠️ Requires attention
Reconciled
98.2%
This month
Commission trend — last 6 months
↑ Real-time data from 8 carriers — updated automatically
ALL CARRIERS COMPATIBILITY
Works with every carrier you work with
CommissionIQ is not limited to a specific carrier list. If your carrier provides a commission statement — we reconcile it. Automatically.
Any
Carrier or FMO
Upload any CSV statement
All
Insurance Lines
Health, Medicare, Life, Auto...
Auto
Field Mapping
Set up once, works every time
100%
Statement Coverage
Every line, every payment
Already working with a carrier not on a typical software list?No problem — CommissionIQ handles it.
The Problem
Insurance agencies lose thousands every month and don't even know it
If you manage commissions in spreadsheets or check statements manually, you're almost certainly leaving money behind.
Carriers underpay and no one notices
The average insurance agency loses $1,200-$4,000 per month in short payments from carriers. Without automated reconciliation, these discrepancies get buried in spreadsheets and are never recovered.
Hours wasted on manual reconciliation every month
Comparing carrier statements against your books takes 8-12 hours per month for the average agency. That's time you could spend selling or growing your book. CommissionIQ does it in minutes.
No visibility into your downline's performance
As your agency grows, you lose control. Sub-agencies report their own numbers. Agents don't know their splits. You can't see the big picture until quarter-end — when it's too late to course correct.
Built for every level of insurance distribution
From independent agents to national FMOs CommissionIQ scales with your business.
Independent Agents
$79/moTrack commissions across all your carriers. Know exactly what you're owed, what you received, and what's missing — without weekends in Excel.
- All carriers in one dashboard
- Automatic reconciliation
- Missing payment alerts
- 1-click year-end reports
Insurance Agencies
From $199/moManage your entire agency — agents, sub-agencies, FMO connections, splits, and overrides — all in one place.
- Team commission tracking
- Automated splits & overrides
- Sub-agency hierarchy
- FMO/broker connection
- Multi-carrier reconciliation
FMOs & IMOs
From $1,399/moManage unlimited agents, sub-agencies, and carriers across all insurance lines. The only platform with white label — present CommissionIQ as your own tool.
- Unlimited hierarchy levels
- All insurance lines
- White Label Branding (Pro)
- White Label Platform — resell (Elite)
- Flat rate — not per seat
Up and running in 10 minutes
No training. No onboarding calls. No complicated setup.
Connect your carriers
Add your carriers and upload your first commission statement. CommissionIQ maps the columns automatically — you only set it up once per carrier.
Reconcile in minutes
The system compares what each carrier paid against what they owed. Every discrepancy, short payment, and missing commission appears immediately — flagged and ready to dispute.
Track everything automatically
Daily, weekly, monthly, and annual views. By carrier, agent, and insurance line. Share reports with your accountant in one click. Never touch a spreadsheet again.
Need help getting started?
Average response time: under 24 hours
Everything your current platform can't do
Most commission tools were built for one insurance line or one team size. CommissionIQ was built for all.
| Feature | CommissionIQ | AgencyBloc | Others |
|---|---|---|---|
| All insurance lines | ✅ | ❌ Health/Life | ❌ P&C only |
| Multi-level hierarchy | ✅ | ❌ | ❌ |
| Flat rate pricing | ✅ | ❌ | ❌ |
| White Label Branding | ✅ | ❌ | ❌ |
| White Label Platform | ✅ | ❌ | ❌ |
| CRM pipeline sync | ✅ | ❌ | ❌ |
| FMO downline tracking | ✅ | ❌ | ❌ |
| Splits & overrides | ✅ | ✅ | Partial |
| Auto CSV field mapping | ✅ | Partial | ❌ |
| 14-day free trial | ✅ | ❌ | ❌ |
| Starting price (10 agents) | $349/mo | $1,090/mo | $500+/mo |
← Scroll to see full comparison →
Pricing based on publicly available information as of 2026. AgencyBloc priced at $109/user/month.
Enterprise Elite
Turn your commission platform into a revenue stream
Enterprise Elite clients connect their own Stripe account and charge their sub-agencies for platform access. CommissionIQ becomes YOUR product — with your brand, your pricing, and money depositing directly into your account.
💰 Revenue Calculator
20 sub-agencies
Your potential revenue:
$3,980/month
CommissionIQ Elite: -$5,499/mo
Net monthly profit:
$-1,519/month
$-18,228/year
Break even with 28 sub-agencies at $199/mo
Every insurance line. One platform.
Stop using different tools for different lines. CommissionIQ tracks commissions across your entire book.
$2.4M+
Recovered in missing commissions
1,200+
Active agents and agencies
98.2%
Reconciliation accuracy
50%
Less expensive than AgencyBloc
"We switched from AgencyBloc after years of paying per seat. With CommissionIQ Enterprise Pro, our 58 agents are on one platform for less than AgencyBloc charged us for 20 users. The white label feature has been a game changer."
Michael R.
Coastal Benefits Group · Miami, FL
"As an FMO managing over 40 sub-agencies, we needed visibility into our entire hierarchy. CommissionIQ is the only system that tracks splits, overrides, and sub-agency commissions across all lines. The reconciliation tool recovered $28,000 in missing payments."
Sandra T.
Southeast Insurance Marketing Group · Orlando, FL
"The CSV reconciliation caught $12,400 in underpayments from two carriers in the first month alone. The ROI paid for three years of the subscription in the first 30 days."
James L.
Premier Health Advisors IMO · Tampa, FL
Simple, transparent pricing
Start free. Upgrade when ready. No long-term contracts.
Solo Agent
$79/mo
- 1 user
- All carriers
- Reconciliation
- Missing payment alerts
- 1-click reports
Agency Starter
$199/mo
- Up to 5 agents
- Splits
- Sub-agency hierarchy
- FMO connect
- Multi-carrier reconciliation
Agency Pro
$349/mo
- Up to 10 agents
- Overrides
- All insurance lines
- Advanced alerts
- Priority support
Enterprise
Built for FMOs & IMOs
Flat rate pricing. Unlimited agents. White label included.
Explore EnterpriseEnterprise
$1,399/mo
Enterprise Pro
$3,999/mo
Enterprise Elite
$5,499+/mo
Frequently asked questions
Most agencies are fully operational in under 10 minutes. Add your carriers, upload your first statement, and CommissionIQ does the rest.
All of them — ACA/Health, Medicare Advantage, Medicare Supplement, Part D, Term Life, Whole Life, IUL, Auto, P&C, Dental, Vision, Group Benefits, and Commercial Lines.
AgencyBloc charges $109 per user per month and only covers Health and Life. CommissionIQ charges a flat rate regardless of team size, covers every insurance line, and includes white label and CRM pipeline sync that AgencyBloc doesn't offer.
White label means your team sees YOUR brand — your logo, colors, and domain like portal.youragency.com. Enterprise Pro includes White Label Branding. Enterprise Elite includes White Label Platform, which lets you resell access to your sub-agencies as your own product.
Yes. Enterprise Elite lets you connect your own Stripe account, set your own pricing, and charge your sub-agencies directly. A typical FMO with 20 sub-agencies at $299/mo generates $5,980/mo — more than covering the Elite subscription.
Yes. All plans are month-to-month. Cancel before your trial ends and you won't be charged anything.
Yes. All data is encrypted at rest and in transit using enterprise-grade security on AWS. We never share or sell your data.
Your commissions,
finally under control.
Join 1,200+ agents and agencies who track, reconcile, and recover their insurance commissions with CommissionIQ.
14-day free trial · No credit card required · Cancel anytime · No setup fee
About CommissionIQ Insurance Commission Management Software
CommissionIQ is a specialized insurance commission management platform serving independent insurance agents, insurance agencies, FMOs (Field Marketing Organizations), and IMOs (Independent Marketing Organizations) across the United States. The platform automates carrier commission reconciliation, commission split calculations, missing payment detection, and provides comprehensive reporting across all insurance lines including Health/ACA, Medicare Advantage, Medicare Supplement, Term Life, Whole Life, IUL, Auto, P&C, Dental, Vision, Group Benefits, and Commercial Lines.
CommissionIQ Pricing 2026
- Solo Agent Plan: $79 per month — for 1 independent insurance agent
- Agency Starter Plan: $199 per month — for agencies with up to 5 agents
- Agency Pro Plan: $349 per month — for agencies with up to 10 agents
- Enterprise Plan: $1,399 per month — for agencies with up to 25 agents
- Enterprise Pro Plan: $3,999 per month — for FMOs with up to 75 agents plus White Label Branding
- Enterprise Elite Plan: from $5,499 per month — unlimited agents and White Label Platform
CommissionIQ vs AgencyBloc Comparison
CommissionIQ is 50% less expensive than AgencyBloc for equivalent team sizes. AgencyBloc charges $109 per user per month and only covers Health and Life insurance. CommissionIQ charges a flat monthly rate and covers all insurance lines. An agency with 10 agents pays $1,090 per month on AgencyBloc versus $349 per month on CommissionIQ Agency Pro — saving $8,892 annually.
CommissionIQ Features
- Automatic carrier commission reconciliation via CSV upload
- Missing commission alerts and detection
- Commission splits and overrides calculation
- FMO and IMO hierarchy management with unlimited levels
- Sub-agency management
- White Label Branding (Enterprise Pro)
- White Label Platform for FMO reselling (Enterprise Elite)
- Native CRM integration
- 1099 preparation
- Multi-carrier support — all carriers supported
- Spanish language support
Contact CommissionIQ
Email: contact@mycommissioniq.com. Phone: (772) 277-2611. WhatsApp: (786) 722-0696. Website: mycommissioniq.com. Developer: Merlo Solutions (merlosolutions.com). Located in Florida, United States.